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✅ Services of a local trusted local funeral director guaranteed to be met in full
✅ Crematorium/burial fee guaranteed to be met in full
✅ Minister/Celebrant fee guaranteed to be met in full
✅ Doctors' fees guaranteed to be met in full
✅ Unlimited conveyance fees within mainland UK
✅ Care of the deceased prior to the funeral service
✅ Use of Chapel Of Rest for visits by family and friends by appointment
✅ Provision of hearse and option to add following limousines
✅ Choice of simple wood effect and option for a coffin upgrade
✅ Provision of four pall bearers
✅ Fully transferable to anyone else at no additional cost
✅ Choice of mutually agreed time and date of funeral service
✅ 24-hour collection of the deceased
✅ You may personalise your funeral plan (music or hymns etc) at any time at no additional cost
It'll be years before I need a funeral, so why should I pay now? We'll all need a funeral one day and it's costing more every year, so it makes sense to plan your funeral while you can and fix the cost by paying for it now.
A pre-paid funeral plan is not a savings policy and for its benefits and guarantees to be utilised, it is required to be paid in full. Your next of kin or executors will be required to pay the full outstanding balance prior to the funeral for the plan guarantees and benefits to remain in place. The funeral arrangements will be set in motion in accordance with the plan's specified services. If the plan's outstanding balance cannot be met, the plan will be cancelled, and the remaining funds will be passed back to the plan purchaser or their estate (or in specific instances the funeral director if required) after the cancellation fee has been deducted. If this particular situation occurs, the plan guarantees will lapse and the current day rate for the funeral service will be charged to the family at the time of the funeral.
Unlike some plans, our plan allows you to choose your own funeral director. Alternatively, we can recommend and appoint one on your behalf if you would prefer.
Yes, you can. If you live overseas, then we have a plan specifically for you. Our plan has dual-country coverage, providing for a funeral in the country of residence or the UK. So even if you decide to move back to the UK, you will still be covered.
Yes, you are. There's no age limit, medical tests or good health declarations, unlike some other insurance-based plans.
The services of the funeral director are guaranteed to be covered — in accordance with the Terms and Conditions. Certain disbursements may require a further payment at the time of the funeral, but we will guarantee any increase to these costs in line with Retail Price Index (RPI).
The money you've paid for your funeral is held securely in an independently managed Trust. Julius Bar and Quitter Cheviot are currently tasked to manage the long-term growth of the fund, specifically to meet the increasing cost of funeral services.
A J Lock Caring Funerals, are an introducer appointed representative of Golden Leaves Limited, authorised and regulated by the Financial Conduct Authority. Firm Reference Number 960923. You can check this on the financial services register at register.fca.org.uk.